3 Enterprise Drive, 4th Floor, Shelton, CT 06484

203.953.3777
info@reinsurancemax.com
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Investment Strategy

Although reinsurance companies often have multiple accounts based on the number and type of reinsurance policies, there are still fundamental investment management principles that apply, regardless of the level of complexity of any particular client's needs.

The investment strategies we employ for reinsurance accounts rely on these four key principles: 

IM Puzzle

Reinsurance Account Expertise
We customize a strategy for each company that takes into account their unique combination of requirements, goals, and risk tolerance.

The goal of our investment strategy is primarily focused on finding the balance between protecting your plan assets so that you are prepared for claims and growing your plan assets. 

1. Asset Allocation*

  • Asset allocation is the central theme of our investment

    philosophy and is a primary factor in determining

    investment results.

  • A big mistake investors make is not paying enough attention to asset allocation. 

Tax Aware

Our investment advisors are well versed in the potential tax advantages available to reinsurance companies, and we will work with your tax preparers to take full advantage of that wherever possible. Additionally, our investment selection and management always have an eye on tax implications and maximizing after tax results.

2. Specialist Managers

  • Incorporating a range of investment management styles can enhance diversification and can help manage portfolio risk.
  • Each manager has an expertise in a specific market sub-style.
  • These managers are employed to invest in that mandate alone. 

Downside Risk Management

We work closely with the reinsurance administrators to develop a deeper understanding of your reinsurance products, claim histories, sales volume, and patterns.

These factors help determine each company’s risk perspective: Some accounts within the portfolio need to be more conservative, some more aggressive, some need more liquidity, and some can be invested for longer-term/retirement goals. Although we strive for growth in many areas, an essential component of our strategies is to diversify and strive to limit downside exposure in the portfolio.

3. Portfolio Structure

  • We diversify your portfolio within and across asset classes
    and styles, which helps you access the return potential of
    the full range of financial markets.
  • The high level of diversification** in our portfolios helps
    manage your investment risk and can smooth out performance.
  • We further enhance diversification with alternative investments, real estate, and other opportunities when appropriate.

Get Control of Your Assets

Working with ReInsuranceMax can help give you greater control over your company’s assets.  

Utilizing appropriate strategies across different portions of the portfolio can help align plan assets with broader business planning objectives.

4. Continuous Management

  • Portfolios “drift” from their original allocations as different sectors of the market appreciate or depreciate over time. Some fund objectives may also change over time. Investmark addresses these types of changes via a two-step process:
    • Your asset mix is systematically rebalanced to its target points.
    • Ongoing monitoring and manager reviews helps ensure that managers’ investment styles remain consistent with their assigned objectives.


*Asset allocation programs do not assure a profit or protect against loss in declining markets. No program can guarantee that any objective or goal will be achieved

**Diversification does not assure a profit or protect against loss in declining markets, and diversification cannot guarantee that any objective or goal will be achieved.